If you’re trying to buy a home, car or want to get approved for a personal loan you’re going to want to have a score of 650 or higher
Not sure what your credit score is? We can help for FREE!
An experienced credit consultant will do a full evaluation and generate a detailed credit report, show you what is damaging your score and customize a game plan to FIX YOUR CREDIT!
How a Bad Credit Score Hurts You
Loan Approvals
A low credit score can prevent you from being approved for mortgage loans
Interest Rates
A low credit score usually means higher interest rates
Credit Cards
A low credit score will not qualify you for the top credit cards
Find out EXACTLY what is damaging your credit score
How is my credit score calculated?
- 10% Credit Variation – Do you have different types of credit? Mortgage, auto or business?
- 10% Hard Inquires – It’s best to only run hard inquires when you absolutely need to.
- 15% Credit length – Having a long credit history is good. Keep that old card around.
- 30% Credit utilization – How much of your credit are you using? Try to stay below 35%
- 35% Payment History – Paying your bills on-time carries the most weight.
How We Do Credit Repair
We Challenge
If there are any questionable items on your credit report we will go to battle for you!
We Dispute
Any negative items must have proof. If they can’t prove it, they must remove it!
We Plan
Your credit consultant will create a plan specific for your credit situation and goals!
Don’t wait to start fixing your credit
Ready to get started on fixing your credit and living the life you deserve?